Last updated: 2 July 2025

By accessing and using the CreaTer website (https://creater.org.nz), you agree to be bound by these Terms and Conditions and our Privacy Policy. Together, they govern your use of the website and any associated services or content CreaTer Incorporated provides. If you do not agree with these terms, please do not continue using this site.

1. Ownership and Agreement
This site is owned and operated by CreaTer Incorporated. By using the site, you are entering into a legally binding agreement between yourself and CreaTer.

These Terms apply to all users of the site. Some specific features (e.g., membership access, events, or forums) may have additional conditions you must accept before use.

2. Use of Website
You agree to use the site and its content:

• Only for lawful purposes
• In a respectful and responsible manner
• Without attempting to access unauthorised areas or compromise website security

CreaTer may suspend or revoke your access if these terms are breached.

3. Disclaimer and Liability
All information on the website is for general information only and does not constitute professional or legal advice.

While we strive for accuracy, CreaTer does not guarantee the completeness, reliability, or suitability of any content. To the fullest extent permitted by New Zealand law, CreaTer and its team members disclaim liability for any direct or indirect loss or damages resulting from using this site.

4. Content and Intellectual Property
All website content (including documents, images, logos, member resources, and media) is owned by CreaTer or used with permission unless otherwise noted.
© CreaTer 2025. All rights reserved.

Use of trademarks, logos, or branding is prohibited without consent.

You may use available materials (such as publicly accessible resources or downloadable content in the members area) for personal, non-commercial use, unless otherwise specified.

5. Membership and Login Area
Access to certain content and community features is restricted to members only. You are responsible for safeguarding your login credentials and not sharing them with others.

Misuse of the member area (e.g., sharing confidential materials or impersonating others) may result in access being revoked.

6. Links to Other Websites
The site may contain links to third-party websites for your convenience. These are not under our control, and CreaTer does not endorse or accept responsibility for any external content or practices.

7. Privacy and Data
By using this website, you agree to our Privacy Policy, which outlines how personal information is collected and handled.

We may collect and process data such as your name, contact information, and usage activity in accordance with New Zealand’s Privacy Act.

8. Changes to These Terms
CreaTer reserves the right to update these Terms at any time. Any changes will be posted on this page, and continued use of the site will be deemed acceptance of the updated terms.

9. Governing Law
This site is provided in New Zealand. These Terms are governed by and will be interpreted under New Zealand law. Any disputes will be subject to the exclusive jurisdiction of New Zealand courts.